AGENDA
We’ve got it all.
The agenda is specially curated to bring out
the most pressing topics from the industry.
08:00 AM – 09:00 AM
REGISTRATION & NETWORKING COFFEE
09:00 AM – 09:15 AM
Steering Indonesia’s Financial Sector 2030: Stability, Supervision & Digital Acceleration Under New Regulatory Mandates
- Aligning sector growth with the Financial Sector Development and Strengthening Act (UU No. 4/2023), which expands OJK’s supervisory authority and strengthens long-term financial system resilience
- Interpreting OJK’s enhanced digital banking oversight, AI governance guidance, and IT risk management standards shaping financial institutions through 2026
- Balancing innovation velocity with prudential discipline under Indonesia’s evolving macroprudential and digital asset regulatory frameworks
09:15 AM – 09:30 AM
The Embedded Finance Surge — How Banks Can Reclaim Strategic Control
- Redefining the role of banks in ecosystem-driven distribution models
- Structuring revenue-sharing models without eroding balance sheet strength
- Evaluating whether embedded finance is margin-accretive or margin-dilutive in Indonesia
09:30 AM – 09:50 AM
Transforming Core Banking into an Open, Composable Platform for the API Economy
- Deconstructing legacy, product-centric core systems into modular, API-native architectures capable of supporting real-time ecosystem integration
- Designing operating models that enable secure data exchange, embedded financial capabilities, and scalable third-party collaboration
- Converting core infrastructure into a flexible, innovation-ready platform that accelerates product deployment and ecosystem expansion
09:50 AM – 10:10 AM
Cloud as Critical Infrastructure: Re-Architecting Financial Services for Scale, Speed & Supervisory Confidence
- Implementing multi-cloud resilience strategies amid increasing regulatory scrutiny
- Addressing data localization, sovereignty, and third-party concentration risk
- Enabling faster product deployment through API-first, cloud-native banking platforms
10:10 AM – 10:30 AM
AI Governance in Financial Services: From Experimentation to Accountable Intelligence
- Establishing model risk management frameworks for generative and predictive AI systems
- Managing algorithmic bias, explainability, and auditability in regulated environments
- Embedding AI oversight within board-level governance structures
10:30 AM – 11:00 AM
Panel Discussion
Redefining Digital Transformation in Financial Services: The CIO’s Mandate Beyond Modernization
- Moving digital transformation from system upgrades to enterprise-wide structural redesign that impacts capital efficiency, operational resilience, and competitive positioning
- Aligning transformation initiatives with supervisory expectations on operational risk, data governance, and third-party oversight
- Establishing transformation KPIs that measure productivity, cost-to-income improvement, and risk-adjusted return on technology investment
11:00 AM – 11:30 AM
NETWORKING BREAK & EXHIBITOR LOUNGE VISIT
11:30 AM – 11:40 AM
Indonesia’s Digital Banks at a Crossroads: Are Indonesia’s Digital Banks Headed for Consolidation?
- Reassessing digital-only models under capital and profitability pressure
- Managing unsecured lending risk in competitive digital markets
- Evaluating consolidation scenarios and ecosystem alliances
11:40 AM – 12:00 PM
Cyber Resilience as Financial Stability: Managing Systemic Risk in a Digitally Interconnected Ecosystem
- Addressing concentration risk across cloud providers, payment infrastructure, and third-party technology vendors
- Integrating cyber stress testing into enterprise-wide operational resilience frameworks
- Strengthening board oversight and regulatory reporting around systemic cyber exposure
12:00 PM – 12:30 PM
Panel Discussion
Data as Competitive Infrastructure: Designing Financial Institutions Around Intelligence Power
- Converging customer, transactional, behavioural, and ecosystem data into a unified intelligence fabric that fuels every commercial decision
- Embedding predictive and adaptive analytics directly into product design, pricing, personalization, and engagement engines
- Transforming enterprise data strategy into a measurable driver of revenue expansion, customer lifetime value, and market differentiation
12:30 PM – 12:40 PM
Identity Under Attack: Securing Financial Authentication in the Era of Deepfakes & Synthetic Fraud
- Deploying multi-layered biometric authentication to counter AI-generated spoofing and account takeover threats
- Integrating biometric intelligence with real-time fraud analytics and national digital ID systems
- Balancing frictionless onboarding with strict PDP Law, AML, and data protection mandates
12:40 PM – 01:40 PM
LUNCH BREAK
01:40 PM – 02:10 PM
Panel Discussion
Hyper-Personalization at Scale in Retail Banking: Balancing Precision, Privacy, and Profitability
- Deploying predictive analytics to anticipate customer needs before transaction intent
- Managing ethical AI considerations in credit, pricing, and cross-sell recommendations
- Embedding consent management and transparency into personalization engines
02:10 PM – 02:30 PM
Are Super Apps Becoming Indonesia’s Real Financial Institutions? Platform Power, Distribution Control & the Future of Banking
- Examining whether super apps are shifting from distribution partners to primary financial relationship holders, controlling customer data, engagement, and transaction frequency
- Assessing how banks can compete for relevance when payments, lending, insurance, and wealth services are increasingly embedded within platform ecosystems
- Evaluating regulatory implications as platform-led financial services scale — including licensing boundaries, prudential oversight, and systemic importance
02:30 PM – 02:45 PM
Cross-Border Payments Modernization: Building Regional Rails Without Compromising Sovereignty
- Advancing interoperable settlement corridors across ASEAN
- Reducing reliance on correspondent banking structures
- Embedding compliance screening into real-time payment orchestration
02:45 PM – 03:15 PM
Panel Discussion
Deepening ASEAN Financial Integration: Aligning Infrastructure & Digital Innovation
- Advancing interoperable payment systems and real-time settlement frameworks to strengthen regional trade and SME connectivity
- Harmonizing supervisory standards across digital banking, data governance, and AI deployment to reduce regulatory fragmentation
- Coordinating systemic risk monitoring as cross-border liquidity flows and ecosystem partnerships expand
03:15 PM – 04:30 PM
NETWORKING BREAK & VISIT TO EXHIBITOR LOUNGE
08:00 AM – 09:00 AM
REGISTRATION & COFFEE
09:00 AM – 09:15 AM
Indonesia’s Innovation Economy: Scaling Financial Services Through Intelligence, Platforms, and Digital Velocity
- Leveraging AI, data orchestration, and platform ecosystems to accelerate financial product innovation and revenue expansion across Indonesia’s rapidly digitizing market
- Enabling real-time decision-making environments that support consumer finance, micro-lending, wealth access, and embedded services at national scale
- Positioning financial institutions as adaptive technology enterprises capable of competing within Indonesia’s super app and fintech-driven economy
09:15 AM – 09:30 AM
AI-Driven Hyper-Personalisation: Engineering Contextual Banking Experiences at Scale
- Leveraging predictive analytics and behavioural modelling to dynamically tailor pricing, credit decisions, and engagement strategies
- Embedding personalization engines across channels to optimize customer lifetime value and reduce churn
- Balancing deep data utilization with transparency, consent management, and responsible AI deployment
09:30 AM – 09:50 AM
Next-Generation AML & Compliance: Building Intelligence-Led Financial Crime Defense
- Converging KYC, transaction monitoring, and regulatory reporting into interoperable enterprise platforms
- Deploying advanced detection models to detect complex mule networks, synthetic identities, and cross-channel fraud patterns
- Reducing compliance cost burdens while enhancing supervisory auditability and reporting accuracy
09:50 AM – 10:10 AM
Mobile Banking Evolution: Architecting Secure, Frictionless and High-Performance Digital Engagement
- Designing mobile-first infrastructure capable of supporting biometric authentication, embedded services, and real-time transaction environments
- Integrating behavioural device intelligence and adaptive fraud monitoring into mobile ecosystems
- Enhancing scalability and system resilience to support high-volume, always-on digital banking expectations
10:10 AM – 10:30 AM
Consumer Finance 2.0: Designing Agile, Technology-Driven Lending Platforms
- Transitioning from manual, fragmented lending operations to streamlined, straight-through digital credit workflows
- Deploying dynamic pricing and behavioural risk frameworks to enhance portfolio quality and borrower segmentation
- Building scalable lending infrastructure capable of supporting high-volume digital demand without margin erosion
10:30 AM – 11:00 AM
Panel Discussion
Scaling AI Across Financial Services for Enterprise-Wide Value Creation
- Moving AI beyond pilot initiatives into credit risk modelling, fraud detection, customer advisory, and operational optimization
- Establishing governance structures that ensure model accuracy, fairness, and lifecycle performance monitoring
- Measuring AI success through cost efficiency, growth acceleration, and risk mitigation outcomes
11:00 AM – 11:30 AM
NETWORKING BREAK & VISIT TO EXHIBITOR LOUNGE
11:30 AM – 12:00 PM
Panel Discussion
Digital Islamic Finance: Scaling Sharia-Compliant Banking Through Technology & Governance Innovation
- Digitising Sharia products while preserving compliance integrity and centralized governance oversight
- Leveraging technology to expand ethical finance across SMEs and underserved communities
- Structuring Islamic finance solutions aligned with ESG, green sukuk, and halal ecosystem growth
12:00 PM – 12:20 PM
RegTech as Infrastructure: Embedding Regulatory Intelligence into the Digital Financial Enterprise
- Automating regulatory reporting, audit trails, and supervisory disclosures through integrated data lineage frameworks
- Deploying real-time compliance monitoring within digital product development and ecosystem partnerships
- Reducing cost-of-compliance while strengthening transparency, accuracy, and supervisory confidence
12:20 PM – 12:30 PM
Sustainable Finance 2.0 — Moving from ESG Reporting to Green Revenue Generation
- Financing Indonesia’s energy transition and carbon markets through structured banking products
- Integrating ESG scoring into credit underwriting models
- Positioning Indonesian banks in global sustainable capital flows
12:30 PM – 12:40 PM
Accelerating Innovation with Low-Code and No-Code Platforms in Regulated Environments
- Empowering business teams to develop controlled digital solutions without increasing shadow IT risk
- Integrating low-code development frameworks within enterprise security and compliance architecture
- Reducing time-to-market for financial products while maintaining governance and operational stability
12:40 PM – 13:40 PM
LUNCH BREAK
13:40 PM – 14:10 PM
Panel Discussion
Experience-Led Transformation Across Financial Services: Converting Customer Intelligence into Enterprise Value
- Designing unified experience architectures that connect lending, insurance, payments, wealth, and advisory journeys into a seamless digital ecosystem
- Leveraging AI-driven behavioural analytics to anticipate customer needs and dynamically orchestrate interactions across channels
- Embedding experience metrics directly into revenue growth, operational efficiency, and risk management frameworks
14:10 PM – 14:30 PM
Insurtech Innovation: Embedding Protection into Digital Financial Ecosystems
- Modernizing underwriting and claims processing through advanced data analytics and automation frameworks
- Integrating insurance seamlessly within digital banking, lending, and platform ecosystems
- Expanding micro and usage-based insurance models through digital distribution channels
14:30 PM – 15:00 PM
Panel Discussion
Digital Wealth Management – Scaling Advisory Through Intelligent Platforms
- Leveraging advanced portfolio analytics and digital advisory tools to expand access beyond traditional high-net-worth segments
- Integrating hybrid advisory models that combine digital precision with relationship-based trust
- Ensuring scalability, suitability, and regulatory transparency across diversified investor profiles
15:00 PM – 16:00 PM
NETWORKING BREAK & VISIT TO EXHIBITOR LOUNGE
*The above is a running agenda and is subject to change