Changes in regulation could bring new tools for payments, lending, and digital assets. Restrictions on foreign ownership and new licensing rules will affect who can offer services. Tax rules for crypto may change how users trade or invest. Policies can push safer, more stable services. To see why these changes matter, let’s go back and […]
The rapid rise of Indonesia’s innovation in financial service goes hand in hand with its digital transformation. At the heart of change is QRIS, Indonesia’s national QR-code payment standard. In 2024, QRIS saw a staggering 226.5% growth in transactions, serving over 50 million users and more than 32 million merchants, totaling around Rp 42 trillion […]
The rise of digital transactions has brought unmatched convenience to banking, but it has also created serious risks. Attacks on cybersecurity in financial services are growing more frequent and more complex. From ransomware to phishing, criminals are using advanced tools to target banks and their customers. For financial institutions, the challenge is not only to […]
The shift toward smarter banking solutions is transforming how financial institutions in Indonesia operate and serve customers. By adopting digital tools, automating internal processes, and using real-time data, banks can offer services that are faster, safer, and more customer-focused. Smarter banking solutions are not just about modern apps or online payments, they involve rethinking the […]
Mobile banking in Indonesia has moved beyond balance checks and fund transfers. Today, it represents a full suite of services that match customer expectations for speed, security, and convenience. Mobile banking Indonesia is no longer just an alternative channel, it has become the main point of interaction between banks and their customers. With smartphone penetration […]
Mobile apps, AI tools, and instant transfers have raised customer expectations. Indonesian users want fast, smooth, and secure banking, on their phones and when they want. That means banks must offer more than basic features. They need modern banking solutions Indonesia can trust and a design that fits daily life. This shift calls for personalization, […]
The financial services industry is one of the oldest and goes back to the very first era of civilization. Over the years, it has deepened its roots in the society and there’s not really an area where you won’t find its imprint. It is due to this very reason that the industry’s conservative approach has […]